COMMENTARY: Banks will soon face the dark side of AI ↧ ↧ COMMENTARY: Banks will soon face the dark side of AI Lenders from $380 bln Bank ⁠of America ​to $60 bln Société ​Générale are using artificial intelligence to cut ​costs and ​boost productivity. The returns are ‌incremental, ⁠but they're gathering speed. The risk is ​that ​smart ⁠AI agents means flightier deposits ​and narrower ​loan ⁠margins.