Nu Holdings ($NU) vs StoneCo ($STNE): Weighing Two Brazilian Fintech Opportunities Nu Holdings (NU) stands as Latin America’s largest digital bank, while StoneCo (STNE) operates as a Brazilian payments and software provider aimed at merchants. NU has delivered stronger recent momentum thanks to faster profit growth and a broader rally in Brazilian assets, whereas STNE has trailed amid softer payment volumes and credit pressures. The companies serve distinct customer bases, leading to different growth drivers, margin structures, and risk profiles. NU holds a significantly larger market capitalization and enjoys a generally more favorable analyst consensus than STNE.